Investment Or Gamble?

The US economy is tumbling downward which will also affect the whole world economy. Financial Company (Bank) are facing possibility of going bankrupt. US market share are also falling down which also have domino effect on other country... which affect the whole world market share to close much lower that expected.

Every time there is a economy crisis, there will be someone that become beggar and some become billionaire. There are some part that i dun understand between investment and gambling...let me clear this up so that u can judge between investment and gambling.

For me, Gambling and Investment are kinda same. Why did i mention this... let me show u some example:

Gamble ways of earning fast money ( highly risky investment ) :
Magnum , Toto , Lottery , Football betting...
Let me elaborate it in details

If we were to invest our money into this kinda fast money earning ways then it's consider a highly risky investment with capital return of less than 0.01% except football betting. The risk of you losing your money is 99.99% (because magnum and Toto have 9999 possibility of winning first prize) but this 99.99% of risk have a bigger return in profit... let say you invested Rm1 into buying a number ( let say 6687 magnum ) and it came out first prize , you know how much u won? it's about 5K in less then 12hours ( which is 5000% return on the money invested) , ur Rm1 investment have bear fruits with Rm5K.

The next investment is Football Betting. It's far less risky compare to buying number. It have 50% of risk because there are only 2 teams play... but nowadays there are alot of ways to bet a football match. For example you can bet who score first and also bet on the result of the match ( predict the score)... It all depend on odds... and the stakes are higher...minimum investment is about Rm100. If your investment bear fruits then u will won about Rm95 in less then 100minute( unless the match goes into penalty ) which is 95% return on the money invested.Btw football betting is not simply throwing ur money into choose a team. You can do survey and do some statistic homework before betting on a team.

Next stop...real investment stuff ( but for me, it's another gambling ways of earning fast money just the risk is relatively low) Let me point out which type of investment i wanted to do review. Share , Unit trust , Currency , Insurance, Fix Deposit ( from highest risk to lowest risk)

Investing your money in share market are kinda risky. With the percentage of risk rated around 20%-75%. But buying the potential Company's Share is abit headache and potential company share is a lot less riskier then newly company share. But to buy a potential company like Genting , Berjaya or Telekom need a lot of capital. These company share can goes up to 16K per Lot which is 1 unit only. If the economy is good..then you can earn around Rm200 or Rm300 a Lot in less then 2days. But the percentage of earning is around 1-2% ( depending on how much you invested )

Currency Exchange is kinda safer... but still there are alot of ppl bankrupted investing on currency especially during 1997 Financial crisis. But anyhow it's alot safer with percentage of return on the money invested around 5-6% in around a week to 3months ( depending on how much you invested )

Fix Deposit is the safest investment of all time ( except you are damn suei la, the money that u place in that bank go bankrupted.. LoL ) But if you were to put ur money into FIx Deposits , you need to place it for a minimum of one year with interest rate ranging from 3%-5%

Except FD... i consider share , currency and unit trust are not investment but another type of gambling branch...because investment should be beneficial to the investor ( with no risk at all)
For example buying a car and buying a house is also an investment...because it benefit the investor but the value of a car depreciate and value of a house appreciate ( because gaining or losing in this situation in not important anymore )

So guys out there, please help me clear this up. What the different between gambling and investment where this two ways of earning fast money have the possibility of losing your money