Early in the morning i heard a loud sound of firecracker that woke me up... i was WTH, what's the time now, it 10am in the morning and i slept for just 6hours nia... when i woke up i felt like wanna whack that fella that play firecracker early in the morning... as i woke up, i saw a bunch of indian children age between 7-15 play with firecracker. I was thinking what day is today, that they are playing with firecracker... then i dun wanna waste my brain energy to diu them liao lo...then around lunch time, my neighbour bring some cookie and muruku, then baru i know today is Deepavali...haizzz.
As i can recall back, last time i was invited to celebrate deepavali at Dinash's house with a few of my friends ( wen tyng and Su Wei ). Very happy and at the same time felt unsecure ( because of that fucking dogs at Dinash's house ). This is a good habit that should be cultivate during our childhood, National Integration or Identity Integration or Race Integration (what ever it call la, which mean all races can live harmony and peace , accept other races differences and celebrate each other races festive season )
Anyway HAPPY DEEPAVALI to all my friend who are celebrating this... Dinash dun go all out celebrating Deepavali... exam is around the corner... wakakaka
Oct 27, 2008
Oct 19, 2008
Investment Or Gamble?
The US economy is tumbling downward which will also affect the whole world economy. Financial Company (Bank) are facing possibility of going bankrupt. US market share are also falling down which also have domino effect on other country... which affect the whole world market share to close much lower that expected.
Every time there is a economy crisis, there will be someone that become beggar and some become billionaire. There are some part that i dun understand between investment and gambling...let me clear this up so that u can judge between investment and gambling.
For me, Gambling and Investment are kinda same. Why did i mention this... let me show u some example:
Gamble ways of earning fast money ( highly risky investment ) :
Magnum , Toto , Lottery , Football betting...
Let me elaborate it in details
If we were to invest our money into this kinda fast money earning ways then it's consider a highly risky investment with capital return of less than 0.01% except football betting. The risk of you losing your money is 99.99% (because magnum and Toto have 9999 possibility of winning first prize) but this 99.99% of risk have a bigger return in profit... let say you invested Rm1 into buying a number ( let say 6687 magnum ) and it came out first prize , you know how much u won? it's about 5K in less then 12hours ( which is 5000% return on the money invested) , ur Rm1 investment have bear fruits with Rm5K.
The next investment is Football Betting. It's far less risky compare to buying number. It have 50% of risk because there are only 2 teams play... but nowadays there are alot of ways to bet a football match. For example you can bet who score first and also bet on the result of the match ( predict the score)... It all depend on odds... and the stakes are higher...minimum investment is about Rm100. If your investment bear fruits then u will won about Rm95 in less then 100minute( unless the match goes into penalty ) which is 95% return on the money invested.Btw football betting is not simply throwing ur money into choose a team. You can do survey and do some statistic homework before betting on a team.
Next stop...real investment stuff ( but for me, it's another gambling ways of earning fast money just the risk is relatively low) Let me point out which type of investment i wanted to do review. Share , Unit trust , Currency , Insurance, Fix Deposit ( from highest risk to lowest risk)
Investing your money in share market are kinda risky. With the percentage of risk rated around 20%-75%. But buying the potential Company's Share is abit headache and potential company share is a lot less riskier then newly company share. But to buy a potential company like Genting , Berjaya or Telekom need a lot of capital. These company share can goes up to 16K per Lot which is 1 unit only. If the economy is good..then you can earn around Rm200 or Rm300 a Lot in less then 2days. But the percentage of earning is around 1-2% ( depending on how much you invested )
Currency Exchange is kinda safer... but still there are alot of ppl bankrupted investing on currency especially during 1997 Financial crisis. But anyhow it's alot safer with percentage of return on the money invested around 5-6% in around a week to 3months ( depending on how much you invested )
Fix Deposit is the safest investment of all time ( except you are damn suei la, the money that u place in that bank go bankrupted.. LoL ) But if you were to put ur money into FIx Deposits , you need to place it for a minimum of one year with interest rate ranging from 3%-5%
Except FD... i consider share , currency and unit trust are not investment but another type of gambling branch...because investment should be beneficial to the investor ( with no risk at all)
For example buying a car and buying a house is also an investment...because it benefit the investor but the value of a car depreciate and value of a house appreciate ( because gaining or losing in this situation in not important anymore )
So guys out there, please help me clear this up. What the different between gambling and investment where this two ways of earning fast money have the possibility of losing your money
Every time there is a economy crisis, there will be someone that become beggar and some become billionaire. There are some part that i dun understand between investment and gambling...let me clear this up so that u can judge between investment and gambling.
For me, Gambling and Investment are kinda same. Why did i mention this... let me show u some example:
Gamble ways of earning fast money ( highly risky investment ) :
Magnum , Toto , Lottery , Football betting...
Let me elaborate it in details
If we were to invest our money into this kinda fast money earning ways then it's consider a highly risky investment with capital return of less than 0.01% except football betting. The risk of you losing your money is 99.99% (because magnum and Toto have 9999 possibility of winning first prize) but this 99.99% of risk have a bigger return in profit... let say you invested Rm1 into buying a number ( let say 6687 magnum ) and it came out first prize , you know how much u won? it's about 5K in less then 12hours ( which is 5000% return on the money invested) , ur Rm1 investment have bear fruits with Rm5K.
The next investment is Football Betting. It's far less risky compare to buying number. It have 50% of risk because there are only 2 teams play... but nowadays there are alot of ways to bet a football match. For example you can bet who score first and also bet on the result of the match ( predict the score)... It all depend on odds... and the stakes are higher...minimum investment is about Rm100. If your investment bear fruits then u will won about Rm95 in less then 100minute( unless the match goes into penalty ) which is 95% return on the money invested.Btw football betting is not simply throwing ur money into choose a team. You can do survey and do some statistic homework before betting on a team.
Next stop...real investment stuff ( but for me, it's another gambling ways of earning fast money just the risk is relatively low) Let me point out which type of investment i wanted to do review. Share , Unit trust , Currency , Insurance, Fix Deposit ( from highest risk to lowest risk)
Investing your money in share market are kinda risky. With the percentage of risk rated around 20%-75%. But buying the potential Company's Share is abit headache and potential company share is a lot less riskier then newly company share. But to buy a potential company like Genting , Berjaya or Telekom need a lot of capital. These company share can goes up to 16K per Lot which is 1 unit only. If the economy is good..then you can earn around Rm200 or Rm300 a Lot in less then 2days. But the percentage of earning is around 1-2% ( depending on how much you invested )
Currency Exchange is kinda safer... but still there are alot of ppl bankrupted investing on currency especially during 1997 Financial crisis. But anyhow it's alot safer with percentage of return on the money invested around 5-6% in around a week to 3months ( depending on how much you invested )
Fix Deposit is the safest investment of all time ( except you are damn suei la, the money that u place in that bank go bankrupted.. LoL ) But if you were to put ur money into FIx Deposits , you need to place it for a minimum of one year with interest rate ranging from 3%-5%
Except FD... i consider share , currency and unit trust are not investment but another type of gambling branch...because investment should be beneficial to the investor ( with no risk at all)
For example buying a car and buying a house is also an investment...because it benefit the investor but the value of a car depreciate and value of a house appreciate ( because gaining or losing in this situation in not important anymore )
So guys out there, please help me clear this up. What the different between gambling and investment where this two ways of earning fast money have the possibility of losing your money
Oct 3, 2008
Jam Jam Jam
On the first day of Raya... i have to fetch my aunt to Penang Airport boarding a 5.20 FireFlyz plane to KL for business purpose... so i picked her up at around 2something...reach Penang toll at 10minutes to 3pm...and was stucked before the toll.. waiting and waiting.. because there are so many cars using the penang bridge... there are 8 lanes to collect the toll but going to the mid span, there are only 2lane...is just like 8lanes squeezing into 2 lanes( for example u eat that much but u din pangsai for 1 weeks then you ma getting fat lo)... that is the cause of Penang Bridge jam up...i was used to it...because last time i used to travel to penang to and fro...so sudah biasa d...
Then I went back to Restu and restock my food , went shopping for a while... then balik makan... on my way back home, there was Eu Keh( Nine Emperor Gods Festival parade) around my area there...wah damn...stuck again...so ma park my car there...and wait for it to end... I saw alot of youngster ( age around 13-18 ) walking with joystick, seeing this make me think back of my youth day... last time my friend use to be one of them, joining the parade, wearing white shirt and walking a few kilometers... Did you all know what is their main agenda joining this parade? haha .. It's to peep/stalking on chicks... especially when it's raining, they lagi syok... because the shirt soaked up with rain water and white shirt are easily to see thru when it's wet ( got free movie to watch lo... 18sx lagi ). wakaka, wtf la i have such a pervert friend.. lucky i'm not 1 of them...huhu... actually i didn't join them because i dun have such stamina to walk such a long distance.. LOL
After the parade...went straight back
Then I went back to Restu and restock my food , went shopping for a while... then balik makan... on my way back home, there was Eu Keh( Nine Emperor Gods Festival parade) around my area there...wah damn...stuck again...so ma park my car there...and wait for it to end... I saw alot of youngster ( age around 13-18 ) walking with joystick, seeing this make me think back of my youth day... last time my friend use to be one of them, joining the parade, wearing white shirt and walking a few kilometers... Did you all know what is their main agenda joining this parade? haha .. It's to peep/stalking on chicks... especially when it's raining, they lagi syok... because the shirt soaked up with rain water and white shirt are easily to see thru when it's wet ( got free movie to watch lo... 18sx lagi ). wakaka, wtf la i have such a pervert friend.. lucky i'm not 1 of them...huhu... actually i didn't join them because i dun have such stamina to walk such a long distance.. LOL
After the parade...went straight back
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